Even a seemingly small motor vehicle accident can result in serious injuries, including a traumatic brain injury.
The repercussions of a TBI extend far beyond the immediate aftermath of a motor vehicle accident, affecting an individual’s physical, cognitive, and emotional well-being in ways that resonate long into the future. All of that comes with long-term costs that forever change a person and their family.
Immediate medical expenses
After a motor vehicle accident, a person with a TBI requires immediate medical attention. This includes ambulance services, emergency room care, diagnostic tests and possibly surgical interventions. These initial medical expenses can be substantial and are just the beginning of the financial burden.
Ongoing medical care
The road to recovery for someone with a TBI is often long and requires ongoing medical care. This may involve visits to various specialists such as neurologists, physical therapists, occupational therapists and speech therapists. Additionally, the individual might need prescription medications, assistive devices and rehabilitation services. The costs associated with these ongoing medical needs can accumulate over the years.
Long-term care and support
In severe cases, a TBI might necessitate long-term care and support. This could involve residing in a rehabilitation facility or hiring in-home caregivers. The costs of these arrangements can get exorbitant and persist for years, draining the individual’s savings and potentially requiring them to seek financial assistance.
In 2020, 38,193 people in Indiana sustained nonfatal injuries in motor vehicle accidents, which serves as a reminder that an accident can happen to anyone. When it involves a TBI, it may mean a lifetime of financial and emotional strain.